AML

It is possible to extend the Identity verification integration by requesting an watchlist, PEPs and sanctions check as part of a session.

Additionally, Yoti offers ongoing monitoring of a person such that the relying party is notified if a particular person appears on a list over time, after the initial screening.

Yoti will need to capture the following user attributes:

• Name
• Date of birth
• Country ISO code

To retrieve this please ensure you use the following checks:

A successful text data extraction of the name, address and date of birth. If we are unable to extract the data the check will not be performed. Yoti does not support non-Latin characters currently.

You may want to look at our document settings section in Document to filter out specific documents.

If you decide to ask for two documents, both the primary and secondary ID document will be sourced for attributes required to complete the check. If a supporting document is supplied, the attributes from that will be used, otherwise we’ll use the one from primary or secondary ID document.

Yoti has three types of integrations with our watchlist screening:

Standard search check

A simplified generic check designed for quick queries covering:

• sanction

• warning

• fitness-probity

• pep

  • pep-class-1
  • pep-class-2
  • pep-class-3
  • pep-class-4

• adverse-media

  • adverse-media-financial-crime
  • adverse-media-violent-crime
  • adverse-media-sexual-crime
  • adverse-media-terrorism
  • adverse-media-fraud
  • adverse-media-narcotics
  • adverse-media-general

To request this check, a RequestedWatchlistScreeningCheck must be specified.

const watchlistScreeningCheck = new RequestedWatchlistScreeningCheckBuilder()

        .withAdverseMediaCategory()

        .withSanctionsCategory()

        .build()

Note You will not have access to the portal, or ongoing monitoring.

Direct screening check

If you have further requirements than the above for example:

• Customised search profiles
• Ongoing monitoring. This is a daily process where all searches with monitor enabled will be re-screened withTypes the parameters in place at the time of the search. You will be notified if there any changes.
• Access to the portal
• Edit our default settings on checks.

To request this check, a RequestedWatchlistAdvancedCaCheck must be specified.

const searchProfileSources = new RequestedSearchProfileSourcesBuilder()

                               .withSearchProfile('searchProfile')

                               .build()

​

const typeListSources = new RequestedTypeListSourcesBuilder()

                          .withTypes(['pep', 'fitness-probity', 'warning'])

                          .build()

​

const exactMatchingStrategy = new RequestedExactMatchingStrategyBuilder()

                                .build()

​

const fuzzyMatchingStrategy = new RequestedFuzzyMatchingStrategyBuilder()

                                .withFuzziness(0.5)

                                .build()

​

const customConfig = new RequestedCustomAccountWatchlistAdvancedCaConfigBuilder()

                       .withRemoveDeceased(true)

                       .withShareUrl(true)

                       .withSources(searchProfileSources)

                       .withMatchingStrategy(exactMatchingStrategy)

                       .withApiKey('someComplyAdvanceApiKey')

                       .withMonitoring(true)

                       .withTags(SOME_OBJ)

                       .withClientRef("someClientRef")

                       .build();

​

const watchlistAdvancedCaCheck = new RequestedWatchlistAdvancedCaCheckBuilder()

                                   .withConfig(customConfig)

                                   .build()

CONTACT If you are interested in using this check please contact Yoti. Yoti will enrol you on our platform and you will be able to configure your settings. Yoti aims to get you all set up within 3 days.