Credit card

Verify your user is over 18 using their credit card details.

This method proves your customer is in possession of a registered credit card, which in most countries, can only be issued to people old enough to sign a credit agreement.

The user will be asked to enter their credit card PAN number, expiry date, postcode and CV2 number.

Yoti will send these details to a payment provider and place a temporary £0.30 hold on the card. This is to verify that the card is current and valid. Yoti will use this to determine that the user is over 18 and remove the £0.30 hold on the card once the age check is complete.

You can receive:

• If you are ‘over’ or ‘under’ their age requirement.

Credit card check screen

We will never store or share the P.A.N. and credit cards will not be charged.

If you wish to enable the Credit card service as an option to perform an age verification service.

{

    "type": "OVER",

    "credit_card": {

        "allowed": true

    },

    "ttl": 900,

    "reference_id": "over_18_example",

    "callback": {

       "auto": true,

       "url": "https://www.yoti.com"

    },

    "notification_url": "https://yourdomain.example/webhook",

    "cancel_url": "https://www.yoti.com"

}

Credit card coverage

Yoti currently supports:

• American Express
• China UnionPay (CUP)
• Discover & Diners
• Japan Credit Bureau (JCB)
• Mastercard
• Visa